HumanAuthn

The Hidden Vulnerabilities of Open Banking

Open banking institutions handle vast amounts of sensitive financial data, but traditional authentication methods leave them vulnerable to large-scale data breaches. Centralized credential storage, weak APIs, and stored biometrics are prime targets for cybercriminals.

One Attack, Multiple Banks Affected

Target

Evolve Bank & Trust, a core banking provider for fintech giants like Mercury, Wise, and Affirm.

Impact

Thousands of fintech users’ credentials compromised.

The problem

Stored user credentials in a centralized system allowed hackers to breach multiple fintech platforms at once.

API Weakness Puts Global Banks at Risk 

Target

Finastra, a global banking software provider for 90 of the world’s top 100 banks.

Impact

Hackers exploited API vulnerabilities to gain unauthorized access.

The problem

Finastra’s weak API security let attackers bypass authentication and access sensitive customer data.

HumanAuthn

Hackerproof Open Banking: Powered by HumanAuthn

Say goodbye to data breaches and take control of your financial data with HumanAuthn— the world’s first encryption and authentication solution built around biometrics. Built for open banking, it keeps your sensitive information safe while making unauthorized access virtually impossible.

Cryptographic Isolation

With HumanAuthn, banks and fintechs can seize the full potential of open banking—without worrying about security gaps. No exposed data. No breaches. No compromises. Just full control in the hands of the user.

Upgrade to the Future of Open Banking Security

The open banking ecosystem demands next-generation security. Traditional architecture is outdated—and hackers know it. Stop breaches at the source with HumanAuthn.

HumanAuthn

The Fastest Way to Upgrade Your Banking Security

HumanAuthn API: Frictionless, Fail-Proof Authentication

Traditional open banking architectures expose users’ credentials and financial data in  breaches. HumanAuthn changes that—it’s the world’s first encryption and authentication primitive that verifies users and permits them to store sensitive data without compromising it, all with the convenience of their face. Our API makes it effortless for banks and fintechs to integrate the most advanced security in minutes.

Why Open Banking Institutions Choose HumanAuthn?

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HumanAuthn Authentication

Verify users without storing credentials or biometrics

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Effortless API Integration

Easily integrate facial authentication into your existing banking app or web portal

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End-to-End Security

From login to transaction approvals, every access point is fully protected

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User-First Security

Customers retain full ownership of their authentication data—only they can unlock their accounts

HumanAuthn API: Frictionless, Fail-Proof Authentication

The Future of Open Banking Security is Here

Banks, fintechs, and financial platforms no longer have to choose between convenience and security. HumanAuthn ensures that users remain in full control of their financial data—with no private or sensitive information to be exploited

Why wait for the next major breach?

HumanAuthn

The Fastest Way to Upgrade Your Banking Security

HumanAuthn API: Frictionless, Fail-Proof Authentication

Traditional open banking architectures expose users’ credentials and financial data in  breaches. HumanAuthn changes that—it’s the world’s first authentication and encryption solution that verifies users and permits them to store sensitive data without compromising it, all with the convenience of their face. Our API makes it effortless for banks and fintechs to integrate the most advanced security in minutes.

Why Open Banking Institutions Choose HumanAuthn?

Zero Knowledge

Human Authentication

Verify users without storing credentials or biometrics.

API Integration

Effortless API Integration

Easily integrate facial authentication into your existing banking app or web portal

Security

End-to-End Security

From login to transaction approvals, every access point is fully protected

User First

User-First Security

Customers retain full ownership of their authentication data—only they can unlock their accounts

Secure your platform with HumanAuthn today.

The Future of Open Banking Security is Here

Banks, fintechs, and financial platforms no longer have to choose between convenience and security. HumannAuthn ensures that users remain in full control of their financial data—with no private or sensitive information to be exploited.

Why wait for the next major breach?

Frequently Asked Questions (FAQs)
Most security breaches happen because hackers steal stored credentials or biometric data. HumanAuthn eliminates that risk entirely. It doesn’t store passwords, biometrics, or any sensitive data. Instead, it uses a novel combination of authentication with face recognition, and post quantum encryption to verify users without exposing anything to attackers.
Traditional security relies on storing passwords, OTPs, or biometric data—which can all be hacked. HumanAuthn works differently. It verifies users identity by generating an ephemeral private key derived from the users face. This means only the user can unlock their account, and even if hackers breach the system, they’ll find nothing useful to steal.
Yes. HumanIDs can be stored in a traditional database, IPFS or public blockchain by default, while also providing clients the flexibility to opt for conventional cloud storage solutions.
It’s actually super simple. Our developer-friendly API makes it easy for banks and fintechs to add the HumanAuthn architecture to their apps or websites. The integration process is smooth, and your team can have it up and running in no time.
No, and that’s what makes it so secure. Your biometric data is never stored, shared, or exposed. Everything happens securely on your device, and access is validated through an ephemeral private key derived from the user’s face.
Yes, and it’s a game-changer. Instead of using OTPs or passwords that can be stolen, banks can use HumanAuthn for high-value transactions, account changes, and any sensitive actions. Users just verify their identity with a quick facial scan—no hassle, no risk
Absolutely. It’s built to align with GDPR, PSD2, and global financial security standards. It ensures compliance while giving users full control over their authentication data.