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ZK FACE PROOFS

The Hidden Vulnerabilities of Open Banking

Open banking institutions handle vast amounts of sensitive financial data, but traditional authentication methods leave them vulnerable to large-scale data breaches. Centralized credential storage, weak APIs, and stored biometrics are prime targets for cybercriminals.

One Attack, Multiple Banks Affected

Target

Evolve Bank & Trust, a core banking provider for fintech giants like Mercury, Wise, and Affirm.

Impact

Thousands of fintech users’ credentials compromised.

The problem

Stored user credentials in a centralized system allowed hackers to breach multiple fintech platforms at once.

API Weakness Puts Global Banks at Risk 

Target

Finastra, a global banking software provider for 90 of the world’s top 100 banks.

Impact

Hackers exploited API vulnerabilities to gain unauthorized access.

The problem

Finastra’s weak API security let attackers bypass authentication and access sensitive customer data.

ZK FACE PROOF

Foolproof Open Banking: Powered by ZK Face Proof

Say goodbye to data breaches and take control of your financial data with ZK Face Proof—the world’s first zero-knowledge facial authentication solution. Built for open banking, it keeps your sensitive information safe while making unauthorized access virtually impossible.

With ZK Face Proof, banks and fintechs can seize the full potential of open banking—without worrying about security gaps. No stored data. No breaches. No compromises. Just full control in the hands of the user.

Upgrade to the Future of Open Banking Security

The open banking ecosystem demands next-generation security. Traditional architecture n is outdated—and hackers know it. Stop breaches at the source with ZK Face Proof.

ZK FACE PROOF

The Fastest Way to Upgrade Your Banking Security

ZK Face Proof API: Frictionless, Fail-Proof Authentication

Traditional open banking architectures  expose users’ credentials and financial data in  breaches. ZK Face Proof changes that—it’s the world’s first zero-knowledge system that verifies users and permits them to store sensitive data without compromising it, all with the convenience of their face. Our API makes it effortless for banks and fintechs to integrate the most advanced security in minutes.

Why Open Banking Institutions Choose ZK Face Proof?

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Zero-Knowledge Authentication

Verify users without storing credentials or biometrics

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Effortless API Integration

Easily integrate facial authentication into your existing banking app or web portal

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End-to-End Security

From login to transaction approvals, every access point is fully protected

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User-First Security

Customers retain full ownership of their authentication data—only they can unlock their accounts

ZK Face Proof API: Frictionless, Fail-Proof Authentication

The Future of Open Banking Security is Here

Banks, fintechs, and financial platforms no longer have to choose between convenience and security. ZK Face Proof ensures that users remain in full control of their financial data—with no private or sensitive information to be exploited

Why wait for the next major breach?

The Future of Open Banking Security is Here

Banks, fintechs, and financial platforms no longer have to choose between convenience and security. ZK Face Proof ensures that users remain in full control of their financial data—with no private or sensitive information to be exploited.

Why wait for the next major breach?

Frequently Asked Questions (FAQs)

1. How does ZK Face Proof make open banking more secure?

Most security breaches happen because hackers steal stored credentials or biometric data. ZK Face Proof eliminates that risk entirely. It doesn’t store passwords, biometrics, or any sensitive data. Instead, it uses a novel combination of zero-knowledge cryptography, face recognition, and elliptic curve encryption to verify users without exposing anything to attackers.

2. What makes ZK Face Proof different from regular authentication methods?

Traditional security relies on storing passwords, OTPs, or biometric data—which can all be hacked. ZK Face Proof works differently. It verifies users with facial authentication, but instead of storing their data, it uses zero-knowledge proofs to confirm their identity. This means only the user can unlock their account, and even if hackers breach the system, they’ll find nothing useful to steal.

3. Can ZK Face Proof be stored in any database?

Yes. Verifik ensures secure storage of ZKFP on a public blockchain or IPFS by default, while also providing clients the flexibility to opt for conventional cloud storage solutions.

4. How hard is it to integrate ZK Face Proof into a banking platform?

It’s actually super simple. Our developer-friendly API makes it easy for banks and fintechs to add ZK Face Proof to their apps or websites. The integration process is smooth, and your team can have it up and running in no time.

5. Does ZK Face Proof store my biometric data?

No, and that’s what makes it so secure. Your biometric data is never stored, shared, or exposed. Everything happens securely on your device, and access is validated through blockchain-backed authentication. You’re always in control of your identity.

6. Can ZK Face Proof be used for approving transactions?

Yes, and it’s a game-changer. Instead of using OTPs or passwords that can be stolen, banks can use ZK Face Proof for high-value transactions, account changes, and any sensitive actions. Users just verify their identity with a quick facial scan—no hassle, no risk

7. Does ZK Face Proof comply with financial regulations?

Absolutely. It’s built to align with GDPR, PSD2, and global financial security standards. It ensures compliance while giving users full control over their authentication data.