Managing traffic fines and payment agreements can be a headache for businesses in Colombia. Whether you operate a fleet, run a mobility platform, or provide vehicle insurance services in Colombia, having quick, accurate access to SIMIT payment agreements can save time, prevent mistakes, and improve compliance.
Traditionally, accessing SIMIT data required manual checks, phone calls, or slow administrative processes. These delays create operational friction and increase the risk of errors. That’s why Verifik built the SIMIT Agreements API, a tool that allows businesses to access official traffic violation payment agreements for vehicles in Colombia instantly and integrate this data into their applications or systems.
In this blog, we’ll explore how Verifik’s SIMIT Agreements API works, who benefits from it, and why it’s the faster, smarter way to manage traffic fine compliance in Colombia.
Why Quick Access to SIMIT Agreements Matters
Imagine this scenario: a logistics company wants to assign a driver to a high-value delivery. Before dispatching the vehicle, they need to ensure the driver is compliant with Colombian traffic regulations. Waiting for manual checks or slow official queries could delay the delivery and impact customer satisfaction.
Similarly, parking management systems, toll operators, and legal or financial services rely on accurate and up-to-date SIMIT data to verify agreements and payments. Any delay or incorrect information can lead to operational inefficiencies or compliance issues.
By providing instant access to official SIMIT data, Verifik’s API removes friction and allows businesses to operate more efficiently.
Understanding SIMIT and Payment Agreements
SIMIT (Sistema Integrado de Información sobre Multas y Sanciones por Infracciones de Tránsito) is Colombia’s official database of traffic fines. Every infraction is registered in SIMIT, and vehicle owners can sometimes enter into payment agreements, known as acuerdos de pago, which allow fines to be paid in installments rather than in a single payment.
For businesses, access to this data is critical. Consider these real-world examples:
- A logistics company wants to ensure all vehicles in its fleet are compliant before dispatching drivers.
- A mobility app needs to verify that drivers are clear of fines before they start taking rides.
- An insurance provider must check outstanding traffic fines when underwriting a policy or approving financing.
Without automated access, these processes can be slow, error-prone, and cumbersome.
What Verifik’s SIMIT Agreements API Offers
The SIMIT Agreements API by Verifik gives businesses and developers instant access to payment agreements associated with a specific document number. By connecting directly to official SIMIT records, it ensures the data is accurate, up-to-date, and compliant. Here’s what it delivers:
- Infractor Details: Know who the agreement is associated with, including full name.
- Resolution Numbers: Track agreements and payment records using official identifiers.
- Payment Amounts: Get the total due in Colombian Pesos (COP).
- Agreement Status: See if the payment agreement is active (“Acuerdo de pago”) and whether payment is currently allowed.
- Certified Data: Every response includes a timestamp and official certification for authenticity.
This information is essential for fleet management, access control, compliance monitoring, and more. By automating this process, you reduce human error, speed up verification, and improve operational reliability.
How Verifik’s SIMIT Agreements API Works
Verifik’s API provides quick and secure access to official SIMIT payment agreements. Businesses can query the system using a document type and document number to retrieve structured, actionable data.
Key Features:
- Real-time access to SIMIT payment agreements
- Infractor names, resolution numbers, amounts, and status
- Lightweight and easy to integrate into apps or systems
- Fully compliant with Colombian regulations
API Endpoint:
https://api.verifik.co/v2/co/simit/acuerdos
Required Parameters:
- documentType – ID type (CC, PA, CE, TI, RC)
- documentNumber – Owner’s document number
Example Request (Node.js):
import axios from “axios”;
const { data } = await axios.get(
“https://api.verifik.co/v2/co/simit/acuerdos”,
{
params: { documentType: “CC”, documentNumber: “123456789” },
headers: { Accept: “application/json”, Authorization: `Bearer ${process.env.VERIFIK_TOKEN}` },
}
);
console.log(data);
Example Response from the SIMIT Agreements API
Here’s a typical response returned by the API:
{
“data”: {
“acuerdosPagos”: [
{
“estadosResoluciones”: “Acuerdo de pago”,
“fechaComparendo”: “1900/01/01”,
“fechaResolucion”: “2018/07/05”,
“noComparendo”: “NO REPORTADO”,
“nombresInfractores”: “PEPE SALGADO”,
“permitePago”: “N”,
“resoluciones”: “0003030”,
“secretarias”: “Barrancabermeja”,
“total”: “558864.0”
}
]
},
“signature”: {
“message”: “Certified by Verifik.co”,
“dateTime”: “March 3, 2022 12:11 PM”
}
}
Understanding the Response:
- estadosResoluciones – Status of the payment agreement (active in this case).
- nombresInfractores – Name of the person responsible for the fine.
- resoluciones – Official resolution number for the agreement.
- permitePago – Indicates if the fine can currently be paid (N = not allowed).
- total – Amount due in Colombian Pesos.
This structured data allows applications to display agreements, track payments, or automate compliance workflows for vehicles registered in Colombia efficiently.
Who Can Benefit from Verifik’s SIMIT Agreements API
The API is ideal for businesses and applications needing fast and reliable access to traffic fine data in Colombia.
Key Use Cases:
- Fleet Management – Ensure vehicles are compliant and avoid fines.
- Mobility & Ride-Hailing Apps – Verify driver status before onboarding.
- Insurance & Fintech Platforms – Check outstanding fines during underwriting or financing.
- Parking Management Systems – Validate vehicles entering lots.
- Government & Compliance Tools – Automate audits and regulatory reporting.
- Digital Vehicle Marketplaces – Provide accurate fine status to buyers and sellers.
Conclusion
Colombia’s SIMIT system contains critical traffic fine information, but accessing it manually is often slow and tedious. Verifik’s SIMIT Agreements API solves this problem by providing instant, reliable, and certified access to payment agreement data.
Whether you manage fleets, run parking systems, work in legal services, or need to integrate compliance checks into your app, this API helps you work smarter.
Want real-time access to SIMIT payment agreements in Colombia for your business? Contact us today to integrate the API into your system.
