Managing a fleet or handling vehicles for your business comes with a lot of responsibility. One critical task is ensuring every vehicle has a clear insurance history. In Colombia, fraudulent claims and hidden accident records can lead to costly mistakes and operational risks for businesses.
Fasecolda, Colombia’s leading insurance federation, provides an official database to check whether a vehicle has been involved in accidents or insurance claims. By using the license plate, businesses can access reliable records and make informed decisions about purchases, rentals, or policy approvals.
In this blog, we’ll explore how Verifik’s insurance claims verification API connects seamlessly with Fasecolda’s trusted data to help insurers, brokers, and digital platforms validate vehicle claims in real time. Let’s get into it!
What is Fasecolda?
Fasecolda, the Federation of Colombian Insurers, is the country’s central authority for insurance data and insights. It manages a nationwide database of vehicle insurance records, including accident and claims history reported by insurers across Colombia.
For businesses such as insurers, brokers, dealerships, and fleet operators, Fasecolda provides a trusted single source of truth that ensures accuracy, reduces fraud risks, and supports smarter decision-making. With access to this trusted data, businesses can validate vehicle claims quickly, strengthen compliance, and make more confident decisions.
Why Fasecolda Vehicle Insurance Claims Verification Matters
For businesses in Colombia that manage vehicles, dealerships, fleets, or insurance platforms, knowing a vehicle’s complete insurance claim history is essential. Without this information, companies risk investing in vehicles with hidden damages, facing unexpected repair costs, or encountering compliance issues.
Fasecolda vehicle insurance claims verification, accessible through Verifik’s API, provides accurate and comprehensive insights into a vehicle’s past accidents and insurance claims. By using this service, businesses can:
- Reduce Financial Risk: Avoid costly repairs or purchasing vehicles with unresolved damages.
- Prevent Fraud: Identify vehicles with falsified histories or repeated claims before they impact operations.
- Streamline Operations: Automate claim checks to speed up approvals, sales, or fleet acquisitions.
- Ensure Compliance: Maintain adherence to Colombian insurance and regulatory standards.
By verifying insurance claims, businesses gain confidence in their vehicle-related decisions, protect their investments, and maintain operational efficiency.
How Verifik’s API Verifies Vehicle Insurance Claims
Verifik’s Fasecolda insurance claims verification API provides businesses in Colombia with a fast, reliable, and automated way to check a vehicle’s insurance claim history. By sending a vehicle’s license plate as a query parameter, the API instantly returns structured, detailed data that businesses can use to make informed decisions.
Each response includes:
- Claim ID – a unique identifier assigned to each reported claim.
- Accident Date – the exact date when the incident took place.
- Protection Type – the type of insurance coverage applied, such as minor or major loss.
This data allows businesses to confidently evaluate a vehicle’s history before making critical decisions. Whether adding to a fleet, processing insurance claims, or verifying a vehicle for resale, companies gain clear visibility into past incidents.
With instant access to verified claim information, the API eliminates manual checks, reduces the risk of errors, and helps prevent fraud while ensuring faster and more efficient operations.
Business Benefits of Integrating Verifik’s Fasecolda API
Integrating Verifik’s Fasecolda claims verification API gives businesses in Colombia instant clarity on a vehicle’s insurance history. Instead of guessing or relying on incomplete records, companies get accurate, real-time data to make smarter decisions. Here’s why it matters:
- Access Verified Data Instantly: No more waiting or manual checks. Just enter a license plate, and the history is ready.
- Avoid Costly Mistakes: Spot vehicles with past accidents before buying, adding to your fleet, or reselling.
- Stop Fraud in Its Tracks: Detect repeated claims or hidden damages to protect your business.
- Save Time and Streamline Processes: Automate vehicle insurance claims verification across your operations for faster approvals and smoother workflows.
- Build Trust with Clients: Share verified vehicle histories to increase confidence and transparency.
- Stay Compliant: Make sure every decision meets Colombian insurance regulations and industry standards.
With our API, businesses don’t just get data; they gain confidence. Every purchase, fleet addition, or insurance check becomes faster, safer, and more reliable.
Conclusion
In Colombia’s vehicle market, overlooking insurance claims history can expose businesses to fraud, hidden liabilities, and costly risks. The Fasecolda vehicle insurance claims verification service, powered by Verifik’s secure API, gives insurers, brokers, dealerships, and fleet managers real-time access to verified accident records. With faster and more reliable claims checks, businesses can make confident decisions, safeguard investments, and streamline operations.
Contact Verifik today to integrate seamless vehicle claims verification into your business!
CEO and Founder of Verifik
As the founder and CEO of Verifik, Johan Castellanos is on a mission to reshape the future of digital identity. With a passion for privacy and digital trust, he’s building groundbreaking tools like ZK Face Proofs to help businesses and users connect safely in both Web2 and Web3 spaces.
